Maureen Gilbert: Prevention of future deaths report

Other related deaths

Date of report: 08/09/2025

Ref: 2025-0456

Deceased name: Maureen Gilbert

Coroner name: Matthew Kewley

Coroner Area: Derby and Derbyshire

Category:  Other related deaths

This report is being sent to:  

  1. [REDACTED], Parliamentary Under-Secretary of State (Minister for Water and Flooding)
  2. [REDACTED] Executive Director at Derbyshire County Council
  3. [REDACTED] Chief Executive of the Environment Agency 
REGULATION 28 REPORT TO PREVENT DEATHS
 THIS REPORT IS BEING SENT TO:   
[REDACTED], Parliamentary Under-Secretary of State (Minister for Water and Flooding)
[REDACTED] Executive Director at Derbyshire County Council
[REDACTED] Chief Executive of the Environment Agency   
1CORONER  

I am Matthew Kewley, Assistant Coroner, for the coroner area of Derby and Derbyshire. 
2CORONER’S LEGAL POWERS  

I make this report under paragraph 7, Schedule 5, of the Coroners and Justice Act  2009  and  Regulations  28  and  29  of  the  Coroners  (Investigations) Regulations 2013. 
3INVESTIGATION and INQUEST  

On 26 October 2023 I commenced an investigation into the death of Maureen Gilbert  who  was  83  years  old  when  she  died  on  21  October  2023.  The investigation  concluded  at  the  end  of  the  inquest  on  5  September  2025.  I concluded  that  Mrs  Gilbert  drowned  in  her  own  home  due  to  flood  waters caused by Storm Babet.  
4CIRCUMSTANCES OF THE DEATH  

Mrs  Gilbert  lived  her  entire  life  on  Tapton  Terrace  in  Chesterfield.  Tapton Terrace runs along the banks of the River Rother. It consists of 26 houses in total. Tapton Terrace is known to be at risk of flooding. This is due to multiple factors including the presence of two other water sources that discharge into the River Rother just upstream of Tapton Terrace (namely the River Hipper and Spittle Brook) and the absence of flood defences at Tapton Terrace.    In 2007 Tapton Terrace was badly damaged due to flooding. A pre-feasibility study commissioned by the Environment Agency in 2008 identified a number of technically feasible options that would reduce the flood risk at Tapton Terrace. However, none of these options were implemented as they were not considered to be cost effective.     In  2018  the  Avenue  Flood  Balance  Reservoir  became  operational  further upstream on the River Rother. This is a large water storage area on the River Rother which is designed to hold back water upstream with the aim of reducing water flow downstream.     Also in 2018 Mrs Gilbert’s house was fitted with a number of property flood reduction measures such as front and rear door flood barriers to help protect against water ingress. These measures, however, only provided protection up to a water level height of 0.6m.    On 20 October 2023 the River Rother burst its banks at Tapton Terrace. This was caused by significant levels of rainfall during Storm Babet. The river levels reached a record level. Despite the best efforts of the emergency services on 20 October 2023 Mrs Gilbert could not be rescued from her house on Tapton Terrace.   On 21 October 2023 Mrs Gilbert was found deceased in her lounge. She had drowned as a result of the flood waters entering her property on Tapton Terrace.
5CORONER’S CONCERNS

During the course of the inquest the evidence revealed matters giving rise to concern. In my opinion there is a risk that future deaths will occur unless action is taken. In the circumstances it is my statutory duty to report to you. 

The MATTERS OF CONCERN are as follows. –

·  Following the flood damage to Tapton Terrace in 2007, the Environment Agency’s pre-feasibility study identified a number of technically feasible options that would reduce the flood risk at Tapton Terrace. None of these measures  were  implemented  principally  due  to  cost  reasons.  When Storm Babet hit in October 2023, Tapton Terrace remained in the same position that it was in back in 2007. Due to the ongoing lack of flood defences,   Tapton   Terrace   remains   vulnerable   to   flooding.   I   am concerned that this gives rise to a risk to life, particularly in respect of residents who may be elderly, vulnerable or immobile.  
6ACTION SHOULD BE TAKEN  

In my opinion action should be taken to prevent future deaths and I believe you have the power to take such action.  
7YOUR RESPONSE  

You are under a duty to respond to this report within 56 days of the date of this report, namely by 3 November 2025. I, the coroner, may extend the period.  Your response must contain details of action taken or proposed to be taken, setting out the timetable for action. Otherwise you must explain why no action is proposed.
8COPIES and PUBLICATION

I have sent a copy of my report to the Chief Coroner and to the following Interested Persons: 

· [REDACTED] Parliamentary Under-Secretary of State (Minister for Water and Flooding) 
· [REDACTED] Executive Director at Derbyshire County Council
· [REDACTED] Chief Executive of the Environment Agency I have also sent it to the following individuals who may find it of interest:

· [REDACTED] Derbyshire Fire and Rescue
· [REDACTED] Chesterfield Borough Council
· [REDACTED] MP for Chesterfield

I am also under a duty to send the Chief Coroner a copy of your response.  

The Chief Coroner may publish either or both in a complete or redacted or summary form. She may send a copy of this report to any person who she believes may find it useful or of interest. You may make representations to me, the coroner, at the time of your response, about the release or the publication of your response by the Chief Coroner. 
9[REDACTED] Matthew Kewley  Assistant Coroner for Derby and Derbyshire 8 September 2025