William Rice: Prevention of future deaths report

Date of report: 10/08/2026

Ref: 2026-0405

Deceased name: William Rice

Coroner name: Guy Davies

Coroner Area: Cornwall & the Isles of Scilly

This report is being sent to: Cornwall Council | Cornwall Housing Limited

 REGULATION 28 REPORT TO PREVENT FUTURE DEATHS

WILLIAM GEORGE RICE deceased, known as William to family and friends
1CORONER

I am Guy Davies, His Majesty’s Assistant Coroner for Cornwall & the Isles of Scilly.
2DATE OF REPORT

10 August 2026
3CORONER’S LEGAL POWERS

I make this report under paragraph 7, Schedule 5, of the Coroners and Justice Act 2009 and regulations 28 and 29 of the Coroners (Investigations) Regulations 2013. 
4THIS REPORT IS BEING SENT TO

1.  [REDACTED] Chief Executive Officer Cornwall Council 

2. [REDACTED] Managing Director  Cornwall Housing Limited

You are under a duty to respond to this report within 56 days of the date of this report, namely by 5 October 2026. I, the coroner, may extend the period if an appropriate  application is made. 
5YOUR RESPONSE  

Your response must contain details of action taken or proposed to be taken, setting out the timetable for action. Otherwise, you must explain why no action is proposed.   

I have a duty to send a copy of your response to the Chief Coroner. In accordance with the Chief Coroner’s Publication Policy, you should send me any  representations regarding publication of your response. These representations should be made at the same time as the response is provided. I will pass any representations  received to the Chief Coroner for a decision.   

Please note any links to webpages included in the response will not be checked for sensitive information prior to publication, as the information is already online.   

The names of those who do not respond to PFD reports are regularly published on the  Chief Coroner’s webpages Non-responses to Prevention of Future Death (PFD) reports – Courts and Tribunals Judiciary. 
6SUMMARY OF CORONER’S CONCERN  

1.   The current terms of the adaptation policy applied by Cornwall Housing Limited do not take account of wider circumstances including the potential risk to life  from a refusal to install an adaptation recommended by Cornwall Council  social services. 

2.   There has been no formal multi-agency review of potential risks to life from the application of current CHL policy to future cases with similar facts to William’s. 
7ACTION SHOULD BE TAKEN

 In my opinion action should be taken to prevent future deaths and I believe you [AND/OR your organisation] have the power to take such action.  
8INVESTIGATION AND INQUEST

On 31 October 2025 the coroner service commenced an investigation into the death of 91- year-old William. The investigation concluded at the end of the inquest on 15 July 2026.  

The medical cause of death was established on the evidence as follows:

1a Right Subdural, Subarachnoid, Right Rib Fractures 5-9, Large Right Pleural Effusion, Left Cerebellar Contusion 

1b Fall 

II Frailty 

The four questions – who, when, where and how – were answered as follows:

William George RICE died on 22 October 2025 at Royal Cornwall Hospital Treliske Truro from trauma consistent with a fall downstairs on 20 October 2025 at his 
home address.    

An assessment by adult social services (ASC) led to an urgent request on 13  August 2025 for Cornwall Housing Ltd (CHL) to install a stairlift at William’s home  address. The urgent request was based upon a serious risk of William falling down the stairs due to significant issues of mobility and balance together with the fact  that William needed to be able to safely access the staircase to fulfil caring  responsibilities as sole carer for his wife who has dementia.   

The request for a stairlift was refused on 3 September 2025 by CHL applying the  terms of company policy. ASC were not notified of the refusal and only became  aware of the fact of the refusal on 16 October 2025 on which date an immediate  appeal was lodged. A decision by CHL to authorize the stairlift following the appeal was made on 23 October 2025 as an exception to the policy and unbeknown to the fact that William had fallen downstairs on 20 October 2025 and died on 22 October 2025. 

The conclusion as to the death was as follows:

William died from catastrophic injuries sustained after falling down the stairs at his  home whilst awaiting the outcome of an application process for the installation of a stairlift by Cornwall Housing Limited, this adaptation having been urgently  requested by social services over two months before the fatal fall. 
9CIRCUMSTANCES OF DEATH

The circumstances of William’s death are set out in the above answers to the four statutory questions (who, when, where and how). 

I can add that it was found that if a more flexible policy had been applied (in the initial response to the application for a stairlift) taking account of wider circumstances, the  outcome could possibly have been different.  
10CORONER’S CONCERNS

During the course of the inquest the evidence revealed matters giving rise to concern. In my opinion there is a risk that future deaths will occur unless action is taken. In the  circumstances it is my statutory duty to report to you. 

The MATTERS OF CONCERN are as follows. –

William lived in a property owned by Cornwall Council. The decision whether to approve or refuse an adaptation such as a stairlift to Cornwall Council owned property is a matter for  Cornwall Housing Ltd (CHL) under its adaptations policy. CHL is a company set up by  Cornwall Council to manage and maintain its housing stock.  

Adult Social Care (ASC) Therapy assessed William’s functional needs on 7 August 2025  and recommended the adaptation as being urgently required.  ASC drafted and submitted the application for a stairlift on William’s behalf.   

The application to CHL noted that there was a serious risk of William falling down the stairs due to significant issues of mobility and balance together with the fact that William needed  to be able to safely access the staircase to fulfil caring responsibilities as sole carer for his  wife who has dementia.  The application also referred to the fact that William and his wife  had lived at the property for 50 years and there was a support network in the locality. In  addition to the risk to life there is also an indication that social services would incur  significant costs as a result of any refusal of the application due to the need to provide  additional social care in the absence of necessary adaptations. 

The terms of the current adaptations policy do not take account of any of these factors.  There are criteria which require applications for adaptations to be refused in all  circumstances in which there is under or over occupancy. Williiam lived in a 3-bedroom  property occupied by he and his wife. This was deemed to be under occupancy and the  application was initially refused on that basis.  At Inquest CHL witnesses mainatained that this was the correct decision under current policy. Therapists within ASC do not consider the CHL policy adequately addresses risk and wider circumstances.  There are practitioners within CHL who consider the adaptations policy to be flawed. The  court found that on two occasions the stairlift for Williiam’s property had been authorised as an exception to the policy. The evidence from CHL is that these decisions (exceptions 
being made to policy) were erroneous because there are no exceptions under the terms of  the policy.  

The court found that there has been no formal multi agency review of potential risks to life from strict application of current policy.  ASC and CHL have conducted separate reviews leading to learnings which appear  focused on communication rather than policy.  These reviews and learnings have not  addressed the concern of a risk of future deaths from the application by CHL of policy to future cases with similar facts to William’s.      
11COPIES AND PUBLICATION OF THIS REPORT

I have a duty to send a copy of my report to every Interested Person who in my opinion should receive it.  I also may send a copy of the report to any other person who I believe may find it useful or of interest. 

I can confirm I have sent the report to:

1.   The family of William George Rice 
2.   The Service Director for Adult Social Care, Cornwall Council

I also have a duty to send a copy of the report to the Chief Coroner.

You may make representations to me, the coroner, about the publication of the contents of this report in line with Chief Coroner’s PFD Publication Policy (2026). Any representations  will be sent to the Chief Coroner alongside the report. Please refer to box 4 above for  additional information relating to the publication of reports and responses. 
 SIGNATURE [REDACTED] HMC Guy Davies